Fed Cuts Rate on Reserve Balances: What It Means for Banks On September 18, 2025, the Federal Reserve cut the interest rate it pays on reserve balances (IORB) to 4.15%, coinciding with its broader monetary policy
Continue ReadingCategory: Supervision & Examination Strategy
OCC Acts to Depoliticize Debanking — What Banks Need to Know
In early September, the Office of the Comptroller of the Currency (OCC) publicly announced actions to root out “politicized or unlawful debanking,” consistent with the Administration’s executive order on “Fair Banking.” This is a critical moment
Continue Reading
Regulators Scale Back Bank Exams in 2025: What Banks Should Know
Today, Reuters reported that U.S. financial regulators such as the OCC, Federal Reserve, and CFPB have begun canceling or postponing examinations in non-core supervisory areas—including reputation risk, climate risk, and diversity mandates—as part of a deregulatory
Continue Reading
- Banking Cybersecurity
- Executive Orders & Federal Directives
- Regulatory Compliance
- Risk Management
- Supervision & Examination Strategy
Fair Banking Executive Order & the End of ‘Reputation Risk’ in Supervision
Today August 7, 2025, President Donald Trump signed the Guaranteeing Fair Banking for All Americans Executive Order, a directive aimed at restoring objectivity and fairness in bank supervision by eliminating “reputation risk” as a basis for
Continue Reading