Federal Reserve Vice Chair for Supervision Michelle Bowman publicly stated that U.S. banking regulators are working toward unveiling a revised Basel III Endgame capital regime by early 2026—one that aims to be more industry-friendly than prior
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Fed Cuts Rate on Reserve Balances: What That Means for Bank Earnings & Strategy
Fed Cuts Rate on Reserve Balances: What It Means for Banks On September 18, 2025, the Federal Reserve cut the interest rate it pays on reserve balances (IORB) to 4.15%, coinciding with its broader monetary policy
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OCC Acts to Depoliticize Debanking — What Banks Need to Know
In early September, the Office of the Comptroller of the Currency (OCC) publicly announced actions to root out “politicized or unlawful debanking,” consistent with the Administration’s executive order on “Fair Banking.” This is a critical moment
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- FMC / U.S. Maritime Policy
- Regulatory Compliance
- Risk Management
- Shipping & Logistics Operations
- Trade & Legal
FMC’s Renewed Scrutiny in Sept 2025: What Shipping Operators Must Know
In early September 2025, the U.S. Federal Maritime Commission (FMC) entered the headlines again—with the arrival of three formal complaints under the U.S. Shipping Act alleging unreasonable shipment handling practices. Distribution-Publications, Inc. While regulatory tension is
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Regulators Scale Back Bank Exams in 2025: What Banks Should Know
Today, Reuters reported that U.S. financial regulators such as the OCC, Federal Reserve, and CFPB have begun canceling or postponing examinations in non-core supervisory areas—including reputation risk, climate risk, and diversity mandates—as part of a deregulatory
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CFPB to Revamp Open Banking Rules — What Banks Should Prepare For
CFPB Revises Open Banking Rules: What Banks Must Do On August 21, 2025, the CFPB formally kicked off a do-over of its open banking regulations—specifically revisiting rules under Section 1033 of Dodd-Frank that govern consumer access
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- Banking Cybersecurity
- Executive Orders & Federal Directives
- Regulatory Compliance
- Risk Management
- Supervision & Examination Strategy
Fair Banking Executive Order & the End of ‘Reputation Risk’ in Supervision
Today August 7, 2025, President Donald Trump signed the Guaranteeing Fair Banking for All Americans Executive Order, a directive aimed at restoring objectivity and fairness in bank supervision by eliminating “reputation risk” as a basis for
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August 2025 Maritime Developments: New USCG Rules, Cybersecurity Enforcement, and Emerging Global Risks
As we moved into August 2025, the maritime sector experienced several pivotal shifts—regulatory updates around alternative fuels, cybersecurity enforcement entering into effect, and port throughput dynamics continuing to adjust from July’s container surge. This post unpacks
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U.S. Container Imports Surge in July 2025 — What It Means for Maritime Security and Supply Chain Resilience
In July 2025, U.S. container imports surged to nearly 2.62 million TEUs, marking an 18% month-over-month increase and one of the highest monthly volumes since the pandemic-era shipping boom.While economists view the surge as a sign
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How the New U.S. Stablecoin Law Reshapes Banking Strategy
The GENIUS Act, signed into law on July 18, 2025, represents a historic shift in U.S. financial regulation. For the first time, stablecoins—digital tokens pegged to the U.S. dollar or other low-risk assets—are subject to clear
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