Category: Banking Industry Trends

Fed Cuts Rate on Reserve Balances: What It Means for Banks On September 18, 2025, the Federal Reserve cut the interest rate it pays on reserve balances (IORB) to 4.15%, coinciding with its broader monetary policy

In early September, the Office of the Comptroller of the Currency (OCC) publicly announced actions to root out “politicized or unlawful debanking,” consistent with the Administration’s executive order on “Fair Banking.” This is a critical moment

Today, Reuters reported that U.S. financial regulators such as the OCC, Federal Reserve, and CFPB have begun canceling or postponing examinations in non-core supervisory areas—including reputation risk, climate risk, and diversity mandates—as part of a deregulatory